Costa Mesa, CA, USA
icrunchdata Network
The Quality Control Analyst position is for an experienced self-starter who will be responsible for carrying out the process by independently performing QC reviews for both prefunding and post-closing loans Requirements Requires minimum 3 years previous experience in mortgage QC, including experience with conventional, jumbo/non-conforming, and government loans Previous experience in reviewing and analyzing mortgage credit packages, AUS findings, and calculating loan ratios and variables. Prior working knowledge and experience in the calculation and verification of income and assets, evaluation of credit reports, purchase contracts, appraisals, title commitments, and other loan pertinent documentation. Excellent written and verbal communication skills. Excellent customer support skills and service orientation. Strong attention to detail and strong communication skills. Strong organization skills and ability to prioritize and work well under time constraints to meet deadlines. Strong working knowledge and use of Microsoft Office Suite, including Word and Excel. Responsibilities Maintain a pipeline of prefunding and post-closing loans to review within the required turn times. Fully access loan quality, eligibility, and compliance of selected loan assigned. Ensure selected loans are in compliance with federal and state regulations, as well as the most current FNMA/FHLMC, FHA, VA, internal, and investor requirements. Perform review of credit, income documentation, calculations, and assets used to qualify for accuracy and compliance in order to validate underwriter’s loan approval. Provide interactive feedback and clear communication throughout the audit process with the Underwriters, Funders, and their respective Managers. Regularly communicate and provide audit findings to the QC Supervisor. Candidates will be responsible for assisting with miscellaneous administrative tasks as assigned by management. For consideration, qualified candidates may email their resume in Word format to Rweedvincentbenjamin.com VBMN